Find your maximum home price using the lender-standard 28/36 DTI rule. Enter your gross income, monthly debts, and down payment to see exactly how much mortgage you can afford.
On a $100,000 gross annual income with no other debts, 10% down at 6.5% over 30 years, you can typically afford a home priced around $330,000–$360,000. The 28/36 DTI rule caps your monthly housing payment at 28% of gross monthly income (≈$2,333).